Preheat the oven to 425℉ and line a baking sheet with parchment paper.
Add the flour, baking powder, and salt to a large mixing bowl and stir to combine.
Next, add the blended cottage cheese to the flour and stir using a silicone spatula or wooden spoon until a shaggy dough forms.
Once the shaggy dough has started to form, add the diced cheddar cheese, chives, ham, and bell pepper. Scrape down the sides and mix using your hands. If the dough is too sticky, add more flour, 1 tablespoon at a time.
Using a ⅓ cup, scoop the dough onto the baking sheet and gently press down. Continue until all the dough has been used.
Then, top each biscuit with 1 teaspoon of shredded cheddar cheese.
Bake at 425℉ for 10 minutes.
Remove from the oven and allow to cool for 5 minutes before serving. Serve as is or cut the biscuit in half and serve with an egg.